WELFARE COMMITTEE GHORGUSHTI (WCG) MEMBER RULES (2022-2023)

  1. ONCE OFFICIALLY A WCG MEMBER, YOU AGREE TO HAVE READ AND UNDERSTOOD WCG RULES, CODE OF CONDUCT AND WILL ABIDE BY THE RULES.

ALL NEW MEMBERS WILL BE ISSUED WITH A MEMBERSHIP CARD & NUMBER.

  1. THE ANNUAL MEMBERSHIP IS CONSIDERED AS LILLAH AND WILL BE USED FOR IT’S SAID PURPOSE BY THE ENTRUSTED SHURA MEMBERS. YOU WILL NOT BE ABLE TO REQUEST THE MONEY BACK ONCE THE FEE HAS BEEN MADE. YOU HAVE EVERY RIGHT OF OPTING OUT OF ANY FUTURE PAYMENTS WHICH WILL RESULT IN BEING REMOVED FROM THE MEMBERSHIP.
  2. WCG UPDATES: ALL UPDATES WILL USUALLY BE COMMUNICATED VIA EMAIL, WHATSAPP AND THE WCG WEBSITE. IT IS IN THE MEMBERS INTEREST TO CHECK THE WEBSITE AND IF THEY HAVE ANY QUERIES TO EMAIL OR RING THEIR A SHURA MEMBER.

CONTACT DETAILS: ALL MEMBERS MUST PROVIDE THEIR OWN HOME/MOBILE TELEPHONE NUMBERS AND EMAIL ADDRESSES. MEMBERS MUST CONTACT A SHURA MEMBER IMMEDIATELY IF THERE IS ANY CHANGE TO THEIR CONTACT DETAILS

  1. WCG PAYMENTS/ LATE PAYMENTS:

ANNUAL SUBSCRIPTION PAYMENTS MUST BE PAID EITHER ONLINE OR BY ANNUAL STANDING ORDER USING YOUR REFERENCE- THE MEMBERSHIP NUMBER FIRST FOLLOWED BY THE MEMBERS INITIAL AND SURNAME. IF YOU DO NOT USE YOUR REFERENCE CORRECTLY, WCG WILL NOT ABLE TO PROCESS OR RECOGNISE YOUR MEMBERSHIP FEE.

PAYMENTS TO BE MADE AS SOON AS POSSIBLE AFTER 1ST JUNE EACH YEAR.

ALL PAYMENTS MUST BE “CLEARED” TO WCG BANK ACCOUNT BY 30TH JUNE. ANY PAYMENT THEREAFTER WILL BE RETURNED UNLESS THE MEMBER HAS EXTENUATING CIRCUMSTANCE AND HAS ARRANGED A “LATE PAYMENT PLAN” WITH WCG.

LATE PAYMENTS: ANY FEE THAT IS PAID IN LATE (AFTER 30TH JUNE) WITHOUT WCG ARRANGING A “LATE PAYMENT PLAN” WILL BE RETURNED WITHOUT PREJUDICE. PLEASE NOTE: NO REMINDERS WILL BE SENT AS IT IS THE RESPONSIBILITY OF WCG MEMBERS TO PAY ON TIME AND ACCORDING TO THE REQUIRED WCG RULES. MEMBERS WILL BE GIVEN A “COURTESY” REMINDER PRIOR TO THE DEADLINE VIA EMAIL AND OR WHATSAPP OF THEIR OBLIGATION TO PAY WITHIN THE TIME FRAME. IT IS THE MEMBERS RESPONSIBILITY TO COMMUNICATE WITH WCG IF THEY ARE EXPERIENCING FINANCIAL OR CIRCUMSTANTIAL DIFFICULTY BEFORE THE DEADLINE AND CERTAINLY AS SOON AS POSSIBLE. (IT IS YOUR RESPONSIBILITY TO KNOW YOUR MEMBERSHIP NUMBER AND KEEP YOUR CONTACT DETAILS UP TO DATE. YOU MUST USE YOUR OWN MOBILE NUMBERS AND EMAILS).

YOU CAN EMAIL OR RING ANY SHURA MEMBER IF YOU NEED HELP
“PLEASE HELP US TO HELP YOU IN SHA’ALLAH” PLEASE ALWAYS USE YOUR MEMBERSHIP REFERENCE.

  1. NEW MEMBERSHIP APPLICATION REQUESTS WILL ONLY BE ACCEPTED FROM THE CHILDREN OF EXISTING MEMBERS.

NEW MEMBERSHIP APPLICATIONS MUST BE HANDED INTO YOUR SHURA MEMBERS BEFORE 30TH JUNE, WITH PROOF (PASSPORT). NEW MEMBERS MUST BE FROM GHORGUSHTI ONLY.
WCG IS NOT TAKING MEMBERS OLDER THAN 44 YEARS OF AGE.

NEW MEMBERSHIP APPLICATIONS FROM (FROM GHORGUSHTI): YOU WILL BE ENTITLED TO APPLY (PROVING ELIGIBILITY- PASSPORT*) WITHIN ONE YEAR OF ARRIVAL INTO THE UK AND PAY THE APPROPRIATE FEE- (REFER TO RULE 9, AGE RELATED)
*ONCE A YEAR HAS ELAPSED YOU CAN NOT JOIN.

  1. CANCELLATION OF MEMBERSHIP

THE DEADLINE FOR NEW MEMBERSHIP/S AND PAYMENT OF ANNUAL SUBSCRIPTION IS 30TH JUNE EVERY YEAR. IF PAYMENT IS NOT CLEARED INTO WCG BANK ACCOUNT BY 30TH JUNE, THE MEMBERSHIP WILL BE CANCELLED. IF THE SAID MEMBER WISHES TO RE-JOIN WCG IT WILL BE AT THE DISCRETION OF THE SHURA AND IF DEEMED ELIGIBLE- PLEASE REFER TO RULE NO 9.

  1. OPTING TO LEAVE WCG: IF ANY MEMBER OPTS TO LEAVE THE WCG THEY SHALL NOT BE ENTITLED TO ANY REIMBURSEMENT AND WILL NOT BE ENTITLED TO RECEIVE ANY BENEFITS IN THE EVENT OF A DEATH.
  2. EX- MEMBERS WISHING TO REJOIN WCG: YOU WILL BE GIVEN ONE OPPORTUNITY TO REJOIN WCG WITHIN ONE YEAR OF YOUR MEMBERSHIP BEING CANCELLED (DUE TO NON PAYMENT) BUT WILL NEED TO PAY THE NEW MEMBERSHIP RATE. (AGAIN REFER TO RULE NO 9)
  3. NEW MEMBERSHIP FEES ( THIS CAN BE SUBJECT TO CHANGE ACCORDING TO WCG SHURA MASHWARA/ CONSULTATION)

NEW MEMBERSHIP REQUESTS/APPLICATIONS WILL ONLY BE ACCEPTED FROM THE CHILDREN OF EXISTING MEMBERS

AGE RELATED FEES:
ARREARS will be calculated according to age

• AGES 16 – 18 YEAR OLD BOYS – One-off fee of £100

• AGES 19 – 29 YEAR OLDS – APPLICATION FEE OF £300 PLUS £50 PER ANNUM FOR ARREARS NOT PAID.

• AGES 30 – 44 YEAR OLDS – APPLICATION FEE £500 PLUS £50 PER ANNUM MISSED FOR ARREARS NOT PAID.

• SINGLE DAUGHTERS WHOM BOTH PARENTS ARE NOW DECEASED (previously covered through her parents) – £100. THERE WILL BE A ONE OFF JOINING FEE OF £100 AND THEREAFTER THE ANNUAL WCG FEE.

MARRIED WOMEN APPLYING WILL RETAIN THEIR WCG MEMBERSHIP IN THEIR OWN NAMES AS IT IS HER THAT CARRIES THE MEMBERSHIP ELIGIBILITY

IF A MAN IS MARRIED AND A MEMBER, HIS WIFE, CHILDREN UNDER SIXTEEN AND “UNMARRIED” DAUGHTERS ARE ALL COVERED. (Refer to RULE 9 and 10 for male children whom are 16 and above).

  1. MALE CHILDREN WHO ARE NOW 16 AND OVER SHOULD APPLY FOR THEIR OWN MEMBERSHIP.
  2. WIDOWS OF MEMBERS MUST CONTINUE THEIR HUSBAND’S MEMBERSHIP. THEY WILL ONLY NEED TO PAY THE ANNUAL SUBSCRIPTION FEE AS PART OF THEIR MEMBERSHIP (WITH NO BREAK IN THEIR MEMBERSHIP), IF THEY HAVE SONS UNDER 16 AND UNMARRIED DAUGHTERS, THEN THEY WILL ALSO BE COVERED.
  3. WIDOWS WHOSE HUSBANDS WERE NOT PREVIOUS MEMBERS OF WCG ARE NOT COVERED EVEN IF THEIR SON/S ARE WCG MEMBERS.
  4. IF A MEMBER DIVORCES HIS WIFE, THEN SHE WILL NO LONGER BE COVERED AND MUST APPLY FOR HER OWN MEMBERSHIP.
  5. IF A MEMBERS’ DAUGHTER (WHO IS FROM GHORGHUSTI) MARRIES SOMEONE FROM OUTSIDE OF GHORGHUSTI – SHE WILL NEED TO APPLY FOR HER OWN MEMBERSHIP –HER APPLICATION WILL ONLY BE ACCEPTED WITHIN ONE YEAR OF HER MARRIAGE, FURTHERMORE, HER HUSBAND WILL BE COVERED WITH HER (Her Annual FEE will be determined by her AGE –REFER TO RULE 9). SHE WILL RETAIN THE MEMBERSHIP NUMBER IN HER NAME AS IT IS SHE WHO IS ELIGIBLE FOR WCG MEMBERSHIP .
  6. TERMINAL ILLNESS: MEMBERSHIP APPLICATIONS FOR ANYONE WHO HAS BEEN MEDICALLY DIAGNOSED WITH A SERIOUS TERMINAL ILLNESS WILL NOT BE ACCEPTED. WCG WILL NOT BE LIABLE FOR ANY FUNERAL EXPENSES IF A NEW MEMBER FAILS TO DISCLOSE THEIR EXISTING DIAGNOSED TERMINAL CONDITION AT THE POINT OF A NEW APPLICATION.
  7. THE COST OF ANY SCAN IN LIEU OF A POST MORTEM BY THE CORONER OF A DECEASED MEMBER OR THEIR FAMILY MEMBERS WILL NOT BE MET BY THE WCG.
  8. IF THE DECEASED IS A CHILD UNDER 5 YEARS OF AGE, THEN ONLY THE BURIAL COSTS IN A PUBLIC GRAVE AND COFFIN EXPENSES SHALL BE PAID. NO FUNERAL DIRECTOR COSTS SHALL BE PAID. A MEMBER MAY PAY THE ADDITIONAL DIFFERENCE THEMSELVES TO HAVE A SEPARATE GRAVE IF THEY WISH.
  9. IN CASE OF A DEATH OF A MEMBER OR HIS DEPENDENTS.

IF THE NEED ARISES TO SEND THE DECEASED TO PAKISTAN, THEN EXPENSES OF SENDING THE DECEASED BODY ALONG WITH ONE RELATIVE’S RETURN AIRPLANE TICKET (ECONOMY), PLUS £500 SHALL BE BORNE BY THE WCG. THE WORD “DEPENDENTS” CONNOTES HERE: WIFE, UNMARRIED DAUGHTERS AND SONS (UNDER 16 YEARS OF AGE). THE FUNERAL DIRECTOR’S COSTS WILL ALSO BE PAID BY WCG.
WCG WILL ISSUE A CHEQUE OF THE EXPENSES TO THE FUNERAL DIRECTOR, ONCE AN ORIGINAL RECEIPT/ INVOICE HAS BEEN PROVIDED FROM THE FUNERAL DIRECTOR.

IN CASE OF DEATH OF A MEMBER IN PAKISTAN HIS LEGAL HEIRS WILL BE ENTITLED TO AN AMOUNT EQUAL TO THE SUM OF EXPENDITURE OF SENDING A DEAD BODY TO PAKISTAN (IF CHARGED BY THE AIRLINE) ALONG WITH COST ONE AIR TICKET (ECONOMY) AND £500.

  1. IN CASE OF DEATH OF A MEMBER’S WIFE OR OTHER DEPENDENTS WHILST IN PAKISTAN, WCG SHALL NOT BE LIABLE FOR THE PAYMENT OF ANY EXPENDITURE IN THIS REGARD.
  2. IF A MEMBER HAS MULTIPLE WIVES, THEN THE DEATH BENEFIT FOR HIS WIVES WILL BE APPORTIONED BETWEEN THE WIVES IN THE EVENT OF THEIR DEATHS. THIS MEANS THAT ONLY THE RELEVANT PART OF THE FUNERAL EXPENSES WILL BE PAID FOR EACH WIFE ON HER DEATH BY THE COMMITTEE.
  3. VOLUNTARY FINANCIAL CONTRIBUTIONS TO THE COMMITTEE FROM THE FAMILIES OF RECENTLY DECEASED MEMBERS WILL BE WELCOME AND IT IS DEEMED AS LILLAH.
  4. ANY PROPOSED CHANGES TO THE WELFARE COMMITTEE’S RULES MUST BE SUBMITTED TO THE AMEER (CHAIR) AND SHURA (CONSULTATION GROUP) IN THE GENERAL MEETING. THESE WILL BE CONSIDERED BUT THE FINAL DECISION TO ACCEPT ANY AMENDMENTS WILL REMAIN WITH THE AMEER & SHURA.
  5. THE DECISIONS OF WCG MUST BE RESPECTED BY THE MEMBERS. IF MEMBERS DO NOT ACCEPT THIS THEN THEIR MEMBERSHIP WILL BE TERMINATED.
  6. CODE OF CONDUCT:

WCG’S principles, standards, moral and ethical expectations have always been one of Mercy and according to Al Quran Majeed and The Sunnah of The Beloved Prophet Muhammed (P.B.U.H). The shura and members are held to this conduct as we interact with each other.

All Shura members work sincerely with integrity on the basis of Fisabilillah (VOLUNTARILY). Shura members gain from their involvement by hopefully seeking The Pleasure and Blessing of Allah swt Insha Allah. We will do our best to help our members in the most difficult time of their lifes. We will always try to put Mercy first and foremost but be fair to our members. It is sad to report more recently Shura members have experienced, dismissive, rude and abusive behaviour whilst carrying out their duties.
We operate a policy of zero tolerance towards such behaviour and as such we will initially warn an abusive member of their behaviour/conduct and if this continues, WCG Shura will consult regarding the removal of that member forthwith. It is impossible to process a payment if the member is unwilling to simply cooperate.

ALL MEMBERS ARE REMINDED THAT AS MEMBERS YOU ARE TO UPHOLD THE RULES AND FOLLOW PAYMENT GUIDELINES REGARDING DEADLINE DATES. IT IS YOUR RESPONSIBILITY TO PAY YOUR ANNUAL FEES YEARLY TO QUOTE YOUR MEMBERSHIP NUMBER/S CORRECTLY AND USE THIS AS A REFERENCE (REFER RULE NO 4).

IT IS YOUR RESPONSIBILITY TO KEEP PROOF OF YOUR PAYMENTS. WCG SENDS OUT EMAILS AS A “COURTESY” REMINDING TO YOU OF THE DEADLINE FOR PAYMENT. PLEASE PAY ANNUALLY ON TIME SO YOUR FEE IS CLEARED INTO WCG ACCOUNT “BEFORE 30TH JUNE” USING YOUR MEMBERSHIP REFERENCE/S.
WCG SHURA WORK AND CONSULT /MASHWARA FOR THE GREATER BETTERMENT OF THE MEMBERS AND AS SUCH SOME RULES/FEES ETC WILL BE SUBJECT TO CHANGE. WE WILL ALWAYS TRY OUR BEST TO INFORM YOU AS SOON AS POSSIBLE IN SHA ALLAH.

PLEASE HELP US TO HELP YOU AND ALWAYS WITH MERCY IN SHA ALLAH.